URGENSI SINERGITAS OTORITAS JASA KEUANGAN DAN BANK INDONESIA DALAM PENGAWASAN PERBANKAN DI INDONESIA

Abstract

The role of Bank in Indonesia is very important as an intermediary institution between the
depositors and the parties in need of funds. Given the importance of banks' role, public
confidence must be maintained by regulatory agencies and banking supervisors. At first the
regulation and supervision of the banking system existed in Bank Indonesia (BI), in response to
the instruction of Article 34 of this Bank Indonesia Act, finally on November 22, 2011 was
legalized by Law Number 21 of 2011 about the Financial Services Authority became the
beginning of the new system Arrangement and supervision of the financial services sector in
Indonesia. The purpose of this study is to examine and analyze, and find the essence of banking
supervision and find the need for synergy between the Financial Services Authority and Bank
Indonesia as the banking supervisor. The research method used normative juridical type with
approach of law, conceptual and also law history. The findings of the existence of the Financial
Services Authority as a regulator and banking supervisors bring legal implications to the task
and authority of Bank Indonesia as the Central Bank, because the separation of microprudential
supervision is in the Financial Services Authority and macroprudential is at Bank Indonesia,
whereas these two supervisory systems are very related and Can be separated expressly,
therefore there is a need for synergy between the Financial Services Authority and Bank
Indonesia.